January 25, 2022

What Is EMR In Construction?

If you're starting a new job in construction, you've probably wondered "what does EMR stand for in construction?" EMR stands for experience modification rating. The EMR system has been available in the construction industry for almost 15 years now. Basically, it refers to an electronic version of paper medical records utilized by workers or laborers on a job site. It's also a way for insurance companies to determine workers' compensation insurance premiums. Think of it almost like a credit score: a higher EMR equals higher premiums whereas a lower EMR equals lower premiums.

Construction EMR Requirements & How They Work

A company's EMR works in a simple, three-step process: employees start by having their injury or illness treated. Once they get better, the insurance company for the employer sends them to one of many providers who conduct tests to determine how the injury affects their ability to do physical activity. The provider then calculates an EMR rating for the construction companies by looking at all the information given—from the medical records to the test results—and assigns a number that corresponds with either a degree of impairment or a level of disability. Again, the higher the EMR score, the more impaired and disabled the employee is whereas lower numbers and a lower risk employee mean fewer disabling injuries and illnesses.

Most companies find it best to standardize their claims process by using EMRs because it makes filing and managing claims more efficient and effective. However, some critics argue that this type of system gives too much control to insurance companies. There's also a big difference between those who have been in construction for a while and those who are fresh out of high school. Those new to construction don't have as much experience, which makes them more likely to end up with a lower EMR.

 

The Benefits of Using EMR

One of the best things about EMR is that it allows workers to have more control over their personal records, medical information, and insurance premiums.

In fact, electronic records keep all worker medical history on a secure network which can be accessed by each project's on-site physician in the event of an emergency or unforeseen employment-related injury on-site.

EMR also protects individual privacy through HIPAA (Health Insurance Portability and Accountability Act) standards which limit access to personal medical records and ensure that employers only view the type and degree of injury, not any other personal information. This keeps employees' privacy intact and helps avoid inaccuracies with claims. It also helps prevent potential identity theft since everything is encrypted by industry standards.

Preventing Future Risks

The use of EMR in construction has enabled insurance companies to more accurately price workers' compensation premiums based on individual risk factors. This is beneficial for both employees and employers who worry about their premiums skyrocketing while taking into account that an employer's lost work time due to construction accidents can actually cost them more than just medical bills. In fact, a single construction accident can incur thousands of dollars in property damage, wages paid for missed work hours, disabled equipment, or even loss of goodwill with customers when word gets out that a business isn't safe enough to handle its daily operations.

 

In other words, the goal is to keep people coming back by keeping safety a priority.

EMR helps achieve this goal through instant communication between employers and employees alike. It also helps doctors ensure that injured employees are fit to return to work sooner rather than later, which ultimately reduces lost work time for the employer.

Ensure Your Employees Take Part In A Safety Program

Job safety, no matter what type of industry you work in, is of utmost importance. No one wants an injured employee. That's why setting aside training time should always be made a priority which can be done with the help of OSHA training. OSHA, which stands for Occupational Safety and Health Administration, has one main goal in mind: to improve health and worker safety practices through various safety courses depending on the industry you're in. For construction, there are 10 and 30-hour courses available that will bring you peace of mind knowing future chances of injury and risk can be greatly reduced. Not only that, but training can also greatly improve employee morale and help identify any current issues that need to be addressed.

Every construction company wants an excellent safety record and to keep every single one of its employees safe. If you want to learn more about OSHA training courses for construction, allow Texas Safety Solutions to help you.

We offer a wide range of safety consulting, training, and management services to companies of all sizes and niches in the U.S. Let us help you create a safer and healthier space.

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